Hailing a ride through Lyft or Uber is easy, but if you get injured in an accident, trying to recover the compensation you need and deserve can become problematic. That’s because the insurance policy responsible for your damages changes depending on the status of the Lyft or Uber driver at the time of the crash. When you’re injured, trying to interpret all these unique rules is not only a challenge – it’s incredibly overwhelming.
Let our law firm guide you. Our Tavares car accident lawyers have a clear understanding of Florida’s different car insurance laws and the special rules that apply to accidents involving Lyft or Uber. Our knowledgeable legal team can give your case the personal attention it needs and aggressively advocate for your best interests so that you can focus on what’s most important – your health and recovery.
What do I do if I was in a Lyft or Uber accident?
After you’ve been injured in an accident involving Lyft or Uber, your claim’s value will hinge largely upon the status of the driver at the time of the crash. Depending on whether or not the Lyft or Uber driver was on-duty when the accident occurred, you may need to file a claim with the driver’s personal insurance policy, Lyft or Uber’s policy, or a third party. A Lyft or Uber driver’s status can be:
- Off duty: When a Lyft or Uber driver isn’t logged into the app and is not accepting ride requests, accidents that happen during this period of time may be covered under the driver’s personal car insurance policy – which likely has much lower limits than Lyft and Uber’s insurance policies.
- On duty: Once the Lyft or Uber driver logs into the app and is ready to accept a ride request, accidents may be covered by Lyft or Uber’s limited liability insurance policy. These policies have a bodily injury limit of $50,000 per person and a per-accident limit of $100,000. The limited liability insurance policies also cover up to $25,000 in property damage.
- On duty and has accepted a ride request: Accidents that happen after a Lyft or Uber driver has accepted a ride request and is on the way to pick up a passenger may be covered by Lyft or Uber’s $1 million insurance policy. This policy may be triggered if you’re another driver and get into an accident with a Lyft or Uber, if a Lyft or Uber driver hits you as a pedestrian, or if you’re a passenger in the Lyft or Uber.
- On duty and transporting a passenger: Once the Lyft or Uber driver has accepted a ride request and has picked up a passenger, both Lyft and Uber’s $1 million insurance policy covers accidents that happen up until the passenger has been dropped off.
Whether you were injured by a Lyft or Uber driver while you were trying to cross the street or by another driver who got into a crash with a Lyft or Uber, you have rights, and it’s critical to protect those rights. Our Tavares car accident lawyers can meet with you, answer your questions, lay out your options, and help you figure out the best course of action to take to get you maximum compensation. Act now and get the payout you deserve.
How do you report a Lyft or Uber accident?
Accidents can be reported on Lyft or Uber’s mobile app and online through the company website. Before you make a report, you may want to consider speaking with an experienced car accident attorney first to go over your options. Florida’s car insurance laws are unique and can be confusing – and you often only have one opportunity to get the compensation you’re entitled to. That’s why it’s usually a good idea to talk with an attorney to protect your rights and cover your bases.
Get an entire team on your side. Contact a Tavares car accident lawyer.
Once you’ve been injured in a Lyft or Uber accident, it’s not always easy trying to figure out what to do next. Lyft and Uber are massive corporations that have teams of attorneys ready and willing to serve their best interests. Going against them on your own is not only daunting – it’s extremely difficult. That’s why you need to even the odds.
Let our experienced Tavares car accident lawyers take the wheel. Our dedicated legal team won’t be intimidated and will aggressively advocate to make sure your needs are met. We know how to navigate the confusing claims process and maximize the value of your claim. Best of all – we represent injury victims on a contingency fee basis. That means you pay nothing unless we win. It’s that easy. Discover what the Law Offices of Brent C. Miller can do for you. Contact us today for your free consultation.
