Hailing a ride through Lyft or Uber is easy, but if you get injured in an accident, trying to recover the compensation you need and deserve can become problematic. That’s because the insurance policy responsible for your damages changes depending on the status of the Lyft or Uber driver at the time of the crash. When you’re injured, trying to interpret all these unique rules is not only a challenge – it’s incredibly overwhelming.
Let our law firm guide you. Our rideshare accident lawyers have a clear understanding of Florida’s different car insurance laws and the special rules that apply to accidents involving Lyft or Uber. Our knowledgeable legal team can give your case the personal attention it needs and aggressively advocate for your best interests so that you can focus on what’s most important – your health and recovery.
What do I do if I was in a Lyft or Uber accident?
Rideshare accidents involving an Uber or Lyft driver should be taken just as seriously as any car accident. No matter what an Uber driver or anyone else says, make sure you take steps right away to protect your rights and well-being. Such steps include:
- Make sure the police investigate your rideshare accident.
- Get a copy of your official accident report from the police.
- Have a doctor examine you as soon as possible after your rideshare accident.
- Talk to a rideshare accident lawyer as quickly as possible.
The sooner you have an attorney investigating your Lyft or Uber accident, the better. Your rideshare accident lawyer can find evidence in support of your injury claim. That way, your attorney can negotiate the best possible settlement offer or file a rideshare accident lawsuit on your behalf seeking damages, the legal term for financial compensation.
Lyft or Uber driver’s status and your rideshare accident case
After you’ve been injured in an accident involving Lyft or Uber, your claim’s value will hinge largely upon the status of the driver at the time of the crash. Whether or not the Lyft or Uber driver was on-duty when the accident occurred, you may need to file a claim with the driver’s personal insurance policy, Lyft or Uber’s policy, or a third party. A Lyft or Uber driver’s status can be:
- Off duty: When a Lyft or Uber driver isn’t logged into the app and is not accepting ride requests, accidents during this period may be covered under the driver’s personal car insurance policy – which likely has much lower limits than Lyft and Uber’s insurance policies.
- On duty: Once the Lyft or Uber driver logs into the app and is ready to accept a ride request, accidents may be covered by Lyft or Uber’s limited liability insurance policy. These policies have a bodily injury limit of $50,000 per person and a per-accident limit of $100,000. The limited liability insurance policies also cover up to $25,000 in property damage.
- On duty and has accepted a ride request: Accidents after a Lyft or Uber driver has accepted a ride request and is on the way to pick up a passenger may be covered by Lyft or Uber’s $1 million insurance policy. This policy may be triggered if you’re another driver and get into an accident with a Lyft or Uber, if a Lyft or Uber driver hits you as a pedestrian, or if you’re a passenger in the Lyft or Uber.
- On duty and transporting a passenger: Once the Lyft or Uber driver has accepted a ride request and picked up a passenger, both Lyft and Uber’s $1 million insurance policy covers accidents that happen until the passenger has been dropped off.
Whether you were injured by a Lyft or Uber driver while you were trying to cross the street or by another driver who got into a crash with a Lyft or Uber, you have rights, and it’s critical to protect those rights. Our Tavares car accident lawyers can meet with you, answer your questions, lay out your options, and help you figure out the best course of action to get you maximum compensation. Act now and get the payout you deserve.
How do you report a Lyft or Uber accident?
Accidents can be reported on Lyft or Uber’s mobile app and online through the company website. However, before making a report, you may consider speaking with an experienced car accident attorney first to discuss your options. Florida’s car insurance laws are unique and can be confusing – and you often only have one opportunity to get the compensation you’re entitled to. That’s why it’s usually a good idea to talk with an attorney to protect your rights and cover your bases.
Your Florida rideshare accident lawyer can also obtain a copy of your accident report (officially called a Florida Traffic Crash Report) and help you understand your Florida car accident report and what each line in your report means.
Get an entire team on your side. Contact a rideshare accident attorney.
Once you’ve been injured in a Lyft or Uber accident, it’s not always easy to figure out what to do next. Lyft and Uber are massive corporations with teams of attorneys ready and willing to serve their best interests. Going against them on your own is not only daunting – it’s complicated. That’s why you need to take your rideshare accident seriously from the start.
Let our experienced attorneys take the wheel. Our dedicated legal team won’t be intimidated and will aggressively advocate for your best interests. We know how to navigate the confusing claims process and maximize the value of your claim. Best of all – we represent injury victims on a contingency fee basis. That means you pay nothing unless we win. It’s that easy. Discover what the Law Offices of Brent C. Miller can do for you. Contact us today for your free consultation with a Central Florida rideshare accident lawyer focused on winning your case.
