Here's the truth. Most insurance companies only care about one thing - making a profit. They will do anything they can to reduce or deny an accident claim. That's why it's important to talk to an experienced lawyer who knows how to deal with insurance companies after a truck accident effectively.
In Central Florida, the Law Offices of Brent C. Miller, P.A. has decades of experience fighting for the rights of accident victims and their families. We know how the legal system works and how to take on insurance companies. That’s why it’s critical that you have a Florida truck accident attorney from our law firm on your side, dealing directly with insurance companies on your behalf.
Games insurance companies play
After a serious truck accident, the insurance company for the trucking company will likely contact you. Other insurance companies might contact you as well. That’s because there are often many insurance companies involved in commercial truck accidents.
Soon after your truck accident, these insurance companies may make you a settlement offer that seems reasonable at first. But after reviewing the offer, you'll probably realize their settlement offer doesn't come close to covering all your accident-related costs. That's often when the game playing starts. Insurance companies will insist:
- This is their best and final settlement offer.
- That you should accept their offer or possibly receive even less money.
- That there's nothing they can do. Their hands are tied.
What insurance companies don't want you to know is:
- They can offer you more money.
- You do not have to accept their initial settlement offer.
- You could get significantly more money for your truck accident.
That's why it's critical that you talk to a lawyer at our law firm right away.
How do insurance companies determine who was at fault?
Insurance companies often conduct an in-depth investigation to determine who was at fault and who is liable (legally responsible) for paying for your truck accident-related expenses. This might sound reasonable. But insurance companies often only look for evidence they can use to reduce or deny your injury claim.
This is why you need a truck accident attorney to handle your injury claim and conduct an independent investigation on your behalf. Your lawyer can make a case that shows what really happened – the other driver caused your truck accident and should be held accountable for their actions.
Don’t simply take the insurance company’s word for it. Instead, make sure you have an experienced legal team building a strong legal case supporting your injury claim or truck accident lawsuit. Otherwise, you might not get the money you rightfully deserve.
Will insurance pay my medical bills after a truck accident?
The short answer? Yes, the at-fault party’s insurance company should pay all your medical bills if a commercial truck driver clearly caused your accident. And make sure your injury claim or lawsuit covers all medical expenses, both now and in the future. Such medical expenses can include:
- Ambulance fees
- Emergency medical care
- Overnight hospital fees
- Surgery
- Follow-up doctor’s appointments
- Prescription medications
- Physical therapy
Medical expenses can add up fast after a truck accident. Make sure you have a truck accident lawyer on your side, fighting for the money you rightfully deserve for your medical bills.
Does health insurance cover medical bills after a truck accident?
In most cases, the insurance company representing the at-fault truck driver will pay your medical bills. But every case is different. That’s why it always pays to talk to a truck accident attorney after your accident. Otherwise, you could miss out on a possible funding source for medical expenses due to your truck accident.
What if my truck accident injury claim is denied?
Don’t be surprised if the at-fault party’s insurance companies deny your truck accident claim. This is because there’s often so much money at stake in such legal cases. When this happens, you usually have several options:
- Go back to the insurance company and try to renegotiate a settlement offer.
- File a truck accident lawsuit seeking damages, the legal term for financial compensation.
In both cases, it pays to have an experienced truck accident lawyer handling your injury claim or lawsuit. They can explain your options, including where to file your lawsuit. (You might have several choices for where to file your lawsuit since commercial truck accidents are so complicated.) Your attorney can then fight for your rights in court and demand the maximum financial compensation you deserve.
How we can help you
Our attorneys know how to negotiate with insurance companies after a truck accident. We know how to demand the facts we rightfully deserve from insurance companies, trucking companies, and anyone else with information about your truck accident.
And if they refuse to cooperate, we're prepared to take them to court and file a lawsuit against the trucking company on your behalf. We're not intimidated by insurance companies. We know what to do and what it takes to win such challenging cases.
Put your trust in a Florida law firm that puts your needs first. Contact us and schedule your free case evaluation today with a Florida truck accident lawyer you can trust. We have offices in four conveniently located Central Florida locations. And if you can't come to us, we can come to you.